The first step in the buying process is to register your requirements with us we will look forward to hearing from you where we can discuss your requirements and help you to find your ideal property.
Instruct solicitors to carry out the conveyancing, from start to completion. Hamlet Homes has a power team of Mortgage brokers and solicitors which can be referred to upon request.
With your requirements registered with Hamlet Homes you will receive a selection of properties that match your criteria. An early viewing is recommended to secure a property.
We are available at times convenient for you to view after work and at weekends. Being available means a high percentage of viewings are carried out after work and at weekends.
Once you have found a suitable property, we will put forward your offer to the seller both verbally and in writing, any offer is subject to contracts being signed.
A solicitor will be required once your offer is accepted and you will need to instruct your solicitor to proceed with the legal paperwork (known as conveyancing) immediately. We have a selection of solicitors that are experts in property transactions who we would be happy to recommend.
The seller's solicitor will draw up a draft contract and send it to your solicitor, who in turn will raises some preliminary inquiries. Searches are required and your solicitor will request them from the local authority. A surveyor, on behalf of the mortgage lender will book a survey to advice on the property's value and identify any structural problems.
Your solicitor will approve contracts, providing there are no further inquiries, once results of the local search and answers to preliminary inquiries are received. The formal mortgage offer will be sent to your solicitor for you to sign. Once returned signed, your mortgage is then in place and you are then ready to exchange contracts
The contract needs to be signed by you and the seller. A deposit (usually 10% of the purchase price, but can be less) is transferred to the sellers solicitors. The date for completion (the day you usually move in) is then set.
This generally takes place a few days to a few weeks after exchange of contracts (but also can take place on the same day or even several months later) depending on each party's requirements. The balances of monies are transferred from your solicitor to the sellers' solicitor's account.
"Staff is really helpful. Couple of Maintenence issues raised by me during my stay which were dealt promptly. Good service. "